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Recurring Deposit Scheme

Recurring Deposit is a special kind of Term Deposit offered by Apna Green India Nidhi Limited which help people with regular incomes to deposit a fixed amount every month into their Recurring Deposit account and Apna Green India Nidhi Limited offers best recurring deposit plan in among companies. It is similar to making FDs of a certain amount in monthly installments, for example 500 every month. This deposit matures on a specific date in the future along with all the deposits made every month. Thus, Recurring Deposit schemes allow customers with an opportunity to build up their savings through regular monthly deposits of fixed sum over a fixed period of time. Minimum Period of RD is 12 months and maximum is 5 years.

R.D Calculation

Table of interest payment (on the deposit of Rs. 1000)

Period Rate Of Interest Maturity Ammount
12 Month 11% 12,773
24 Month 11.25% 26,997
36 Month 11.50% 43,085
48 Month 11.75% 61,352
60 Month 12.50% 83,345
Apna Green India Nidhi Limited offers recurring deposit services in Bharatpur to the interested members at a very nominal interest rate. But, before applying for the same, you need to read the below described terms and conditions to get a clear picture:

1. Minimum Recurring Deposit would be 1000/-

2. The recurring deposits shall be accepted for a minimum period of 12 months and a maximum period of 60 months.

3. Interest will be compounded on quarterly basis.

4. Mode of payment will be either cash or cheque.

5. Recurring Deposit cannot end in 3 months, no interest will be payable if the recurring deposit is closed within 6 months. If the RD foreclosed after 6 months, 2% of interest amount will be charged.

6. Charge of   25 per 1000/- will be demanded in case of default payment of instalment.

7. Irregular deposits are not entitled for pre-mature payment and loan facility against it.

8. If there is default in payment of one instalment than the account will be treated as irregular account.

9. After the maturity date, payment on irregular accounts will be made after deducting the penalty amount maximum to the limit of interest earned on such account. No deductions will be made on principal amount of such accounts.

10. The company will repay the principal amount and interest to nominee, in case of death of depositor, at which it is accepted by RD plan in India.

Reach Us

  • Registered Address : Purina Bihar 854204, Add-ward 07 Durgapur bhawanipur Purina Bihar 854204
  • Mobile : 9534858685,7004210831
  • e-mail : info@apnagreenindia.co.in